Need a quick, easy and unsecured mobile loan in Kenya? ( LIST 2)

important notice

Kindly CLICK HERE to check out the very latest and updated list of 2019!

We had earlier highlighted top mobile lenders in our previous list. Below are additional lenders.

  1. Bayes CLICK LINK TO DOWNLOAD APP

  2. Berry CLICK LINK TO DOWNLOAD APP

  3. LoanBee CLICK TO DOWNLOAD APP | New applicants please use referral code ‘ SW7E6M8TQL’

  4. Mkey CLICK TO DOWNLOAD APP

  5. Okash CLICK TO DOWNLOAD APP | New applicants please use referral code ‘ACEXKN’

  6. Timiza CLICK TO DOWNLOAD APP

  7. Ubapesa CLICK TO DOWNLOAD APP

  8. Shika CLICK TO DOWNLOAD APP

  9. Opesa CLICK TO DOWNLOAD APP

  10. Zenka CLICK TO DOWNLOAD APP | New applicants please use referral code ‘EK6P’

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How to repay Loan Bee loan using referral codes.

In our previous 2 articles, we highlighted how to repay Okash and Branch loans using referral codes. This time, we will talk about a different mobile lender referred to as Loan Bee.

To begin the process, If you are not yet registered to LoanBee kindly download it here

After installing the app, you will be directed to the registration page below.

Fill in your name, mpesa phone number & email address in the empty fields.

Once you reach the promotion code field, kindly input the code

SW7E6M8TQL

Afterwards, type in your security PIN and click continue.

That’s it!

How Tala could be secretly spying on you!

Mobile money lenders are the new shylocks in town due to their ease of dispensing cash to desperate money seekers without the necessity of formal documents or signatories.

Some may see this as a blessing but there is always a ‘catch’ behind every disbursed loan. First of all, there are certain pre-requisites you must fulfill i.e be of a certain age, frequency in using mobile money etc

In this post, we shall focus on the Tala loan app. One of the conditions for eligibility is of course to download and install the app to your android phone.

If you haven’t yet registered with their service, you can download the app here

Once installed, there are certain permissions you MUST enable before you can be considered for a loan. These permissions are the basis for this post.

These permissions includes access to your:

  1. Calendar

  2. Camera

  3. Contacts

  4. Location

  5. Phone

  6. SMS

  7. Storage

A more detailed view of the permissions access can be viewed below.

You however have the option of disabling the above options but then again, you run the risk of being denied a loan.

The choice is therefore left to you!

How to repay Branch loan using referral codes

In our previous article, we highlighted how to repay OKash loan using referral codes. In this post we shall look at doing the same using Branch loan app.

To start off, if you are not registered to the app, kindly download the app via https://bit.ly/1SbchwB and proceed with the registration process.

To input the our referral code ‘s6m3k5′, kindly follow the below.

1. Open the menu located at the top left.

2. Navigate to the promotions tab as below.

3. Input the code below

s6m3k5

4. Click on ‘Apply code’

5. That’s it!

How to repay OKash loan using referral codes.

If a random survey were to be conducted right now, the probability that for every 5 people, 2 must have sought the services of a mobile money lender would be extremely high owing to the service’s popularity and ease of acquiring unsecured loans.

Such lenders also provide alluring incentives like allowing significant increases of loan limits depending on the frequency and repayment behaviors of the Loanee.

Ultimately, such increases also attract higher interest rates that at times we grudgingly pay so as to avoid the CRB blacklist. This is where referral codes come in handy to ease the repayment burden.

It basically works like this :for every 1st time applicant (s) that register using your code, you get a coupon that is automatically deducted from your owed loan amount.

So, let’s get started!

If you are not yet registered with Okash, kindly use the below link to register and get the OKash app: https://bit.ly/2I5o5Db and be sure to input my PROMO CODE using the steps below.

Once you have installed the app,

1. Open the menu located at the top left corner of the app and click on the promo code.

2. You will be directed to the PROMO PAGE below.

2. Input the code below

ACEXKN

3. Click on ‘Apply Code’

4. That’s it!

Can’t pay mobile loan on time?? here’s what to expect from the various lenders.

MSHWARI

-Upon the lapse of the 30 day repayment period, a rollover fee of 7.5% is effected on the next day.
-If you fail to pay for a period of 60 days even after effect of the rollover fee, upon repayment you will not be able to access any other loan until the lapse of a 30 day period.

BRANCH

-Upon the lapse of the 30 day repayment duration, upon repayment, you will not be able to access any loan for a duration of 7 days and also your loan limit will be reduced.

SAIDA

– Upon the lapse of the 30 day period, you can,request for an extension period through the app which ranges between 2days to 7 days.
– No penalties are charged for repayments within these grace period.

TALA

– Upon lapse of the 30 day period, you will be issued a grace period of 7 days upon which a penalty fee of 5% will be charged on the outstanding loan amount.
– No penalties are charged for repayments within these grace period.

How to apply for HELB loan for first time applicants for 2017/2018

important notice

DEADLINE FOR 1ST TIME HELB LOAN APPLICANTS IS 31ST AUGUST 2017

student loan app

Are you a 2017/2018 undergraduate in search of 1st time HELB loan? This article is for you.

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